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Alpharetta Bank Failure - Integrity Bank Becomes The 10th U.S. Bank Failure In 2008

FDICIntegrity Bank located in Alpharetta Georgia has just failed.  In a breaking story from Bloomberg reports that Integrity Bank was closed today by the Federal Deposit Insurance Corporation FDIC and the Georgia Department of Banking and Finance.  Integrity Bank Becomes 10th U.S. Failure This Year.  It is reported that Regions Financial Corp. will be assuming the assets.  Integrity Bankshares which controls all the assets of Integrity Bank and its 5 branches will open on September 2, 2008 as Regions Banks.  Integrity Bank has been on the Federal banks watchlist, and have been unable to raise new capital that the FDIC required.

The twist to this failure is that the FDIC reported that all depositors even those with accounts in excess of $100000 will automatically become depositors of Regions Bank for the full amount of their deposits. This is the second bank to fail in Alpharetta in less than one year.  The other banks was NetBank which failed last September.

Jim Crawford REMAX


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James Crawford ABR, Broker Associate

RE/MAX Paramount Properties

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Comment balloon 10 commentsJim Crawford • August 29 2008 06:49PM
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